Employee Benefits

Employee Benefits

The City of Frederick offers competitive benefits to eligible employees including a variety of insurance plan offerings and competitive paid leave offerings. View a  summary of employee benefits (pdf) beginning 7/1/2023

Insurance & Voluntary Benefits

  • Dental Plans: Eligible City employees may choose from three dental insurance plans beginning 7/1/2023.
  • Medical Plans: Eligible City employees may choose from three medical insurance plans through CIGNA. Medical Plans Comparison FY
  • Premium Rates effective July 1, 2023 through June 30, 2024: Employee Bi-weekly Premiums 
    * FY24 has 27 pay periods instead of 26 pay periods.
  • Vision Plan: Eligible City employees may elect vision plan coverage through Eye Med.

Benefit Resources for City Employees and Retirees

MEDICAL BENEFIT RESOURCES:                                            DENTAL BENEFIT RESOURCES:                                   LIFE INSURANCE FORMS:
Medical Enrollment & Change Form                                        Dental Enrollment Form                                                   The Standard - Beneficiary Form
OAPIN Benefit Summary FY 2023                                              DHMO Plan Summary
OAPIN Summary of Benefits & Coverage                               Make The Most Of Your Dental Plan Brochure         EMPLOYEE VISION RESOURCES*:
OAP Benefit Summary FY 2023                                                  DHMO How to Find a Dentist                                           EyeMed Standard Plan Summary
OAP Summary of Benefits & Coverage                                   DPPO Plan Summary                                                          EyeMed Premier Plan Summary
HSA Benefit Summary FY 2023                                                  DPPO How to Find a Dentist                                            EyeMed Enrollment/Change Form
HSA Summary of Benefits & Coverage                                                                                                                                        *Vision applies to active employees only 
Dependent Verification Document
Medical Plans Comparison Chart

OAPIN Benefit Summary FY 2024                                            Enhanced DPPO Plan Summary
OAP Benefit Summary FY 2024                                                 DPPO Plan Summary
HSA Benefit Summary FY 2024                                                 DHMO Plan Summary
OAPIN Benefits & Coverage FY 2024
OAP Benefits & Coverage FY 2024
HSA Benefits & Coverage FY 2024
Medical Plans Comparison FY24                                  

CHIP Notice
WHCRA Annual Notice
WHCRA Enrollment Notice
https://www.cigna.com/legal/compliance/machine-readable-files: This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.